To Renovate or Not?
It’s difficult to determine whether or not it’ll be worth your time and money to renovate your home or just leave it be and sell it. Both options, depending on the circumstances, have good and bad, pros and cons. With all the options considered, the choice can sometimes be difficult. Below are a few things to consider when making your decision on renovating and/or moving.
First and foremost, what types of changes or upgrades would you like to make? Always make a list of the changes you’d like to see in your home. Be sure to include everything that you would need in order to complete the renovation. It’s important not to concentrate on the cost at this time, but what it is that you truly would like done.
Once you have…
Sean Furlong - MaxWell Canyon Creek
Clarissa Morales - MaxWell Capital Realty
Francis Fan - MaxWell Polaris
Tammie Savage - MaxWell Progressive
Michael Caputo - MaxWell Progressive
Shawn Blanchard - MaxWell Devonshire Realty (Lethbridge)
Jen Haukedal - MaxWell Polaris
Jay Love - MaxWell Polaris
Sorry to hear that another business is closing down in Calgary. Buon Giorno was one of my favorite restaurants and I'm sure that it was an iconic Italian restaurant in Calgary, loved by many others. It was opened in 1987 and later the restaurant was owned by Gabriele Battistessa for decades. The renowned Italian chef Gabriele Battistessa established the restaurant very well and brought it up to its finest and he retired in June 2016 but sadly only a few months later passed away after battle with cancer. The property was sold to Arlington Street Investments, and they found another person to continue the restaurant for nearly four years until now. Beginning of last year, the City granted the application for change of use for a Cannabis Store for this…
If you’re in the market to put your home on the market, you are probably looking into whether to hire a real estate agent or not. The main differences between these two options go back to what you’ll save. While you might think you can keep a lot of your hard-invested cash by selling your home alone, this is not necessarily the case. In the long run, it’ll be more beneficial to utilize a realtor versus going the FSBO (for sale by owner – pronounced fizz-bo) route. You’re the only one that can ultimately make this decision but be sure to take a moment to read some highlights on potential outcomes.
Would you rather spend your weekends off relaxing or hosting an open house? This is
just one of the things a licensed real…
If you’re buying a home for the first time, it can be a little difficult trying to figure out where to start. Here’s a handy to-do list to help you out, and be sure to call me if you have any questions!
Save: Save for a down payment, closing costs, and insurance, and taxes. It is always safe to have 20% of the amount of the home you are trying to buy. So, if you are looking at a $300,000 home, try to have $60,000 saved. The minimum down payment is 5%
Improve Credit Score: Make sure to stay current on your bills, make no major purchases, don’t cancel any credit cards. A higher credit score means a lower interest rate!
Calculate What You Can Afford: Look for a mortgage calculator online, or give me a call and I
Rahana Sarif - MaxWell Elite
VernonSamaroo - MaxWell Challenge Realty
Brendan Rost - MaxWell Polaris
Mark Cocks - MaxWell Challenge Realty
Deena Caputo - MaxWell Excel Realty
Donia Panesar - MaxWell Polaris
Shi Chang - MaxWell Polaris
Gillian Sutherland - MaxWell Devonshire Realty
Glenda Sutherland - MaxWell Canyon Creek
Brad Lyons - MaxWell Devonshire Realty
Tracy Vipond - MaxWell Progressive Realty
Okezi Okpei-Ohioze - MaxWell Polaris
Tom Lackner - MaxWell Devonshire Realty (Lethbridge)
Jamal Al-Ghabari - MaxWell Central
People use the equity in their homes for many different reasons. Home equity is often used to pay off other debt, fund home renovations and upgrade projects as well as help purchase other necessities. It’s important to know these few facts when obtaining a Home Equity Line of Credit or HELOC to ensure that this is something you can manage.
- HELOCs do not have fixed rates. This means your monthly payments can fluctuate. The interest rate is determined by the prime rate plus the percentage rate that the bank has set. Let’s say the interest rate at the bank is prime + 1.5%. If the prime rate is 2%, then take 2% and add 1.5%. This gives you a total interest rate of 3.5%.
- You might be paying way more than expected if the interest
April 4th, 2020
As a Realtor®, mother, wife and daughter, I take your family's safety very seriously. Out of an abundance of caution my brokerage, MaxWell Polaris, has prepared the following list of suggestions and precautions that we/you can take while we shop for your new home given the evolving situation with COVID-19.
When selecting homes to view in-person, I qualify the homes by:
- Thoroughly touring the home online including all photos, videos, virtual tours, and floor plans
- Mapping the exact location of the home or even conducting a drive-by
- Only selecting homes you are truly considering purchasing
I will also provide you with your own tour sheets so that you do not need to take any from the…