Health and Benefit Plan
Life Insurance
Basic Life: $25,000
AD&D: $25,000
Dependent Life: Please inquire
Spouse: $10,000
Child(ren): $5,000
Extended Health Care
- 80% coverage of prescription drugs with 100% coverage of all other benefits. There is a $25 single, $50 family annual deductible.
$25,000 / year max (Drugs) - All Other Health Care Services - 100%
- Hospital - Semi-Private
- Out of Country Coverage - 60 day maximum stay
(31 days coverage for over 65 up to $25,000 maximum) - Eye Exams - $35 / 2 years (adults) and $35 / year (children under 18)
- Ambulance - Air & Ground
- Paramedical Services - $500/person/year/practitioner
(Chiropractor, Massage Therapist, Speech Therapist, Psychologist, Physiotherapist, etc.) - Hearing Aids - $500 / 5 years
- Private Duty Nursing - $10,000 / 2 years
- Survivor Benefit - 12 months
Dental Care
- Nil Deductible
- Basic & preventative Services - 80%
(includes "Endo" and "Perio") - Major Services - 50%
(Crowns, Bridges & Dentures) - $1500 combined Basic & Major maximum / person / year
- Recall Exams - once / 6 months
General Practitioners Fee Guide
- Survivor Benefit - 12 months
- Premiums
- Single: $112.00 / month
- Family: $260.00 / month
- Life Benefits only: $25.00 / month




